SD Capital Funding

Reviews 17

PA

Payal Patel

After living for more then 7 years in rented houses and paying huge rent, me and my partner decided to buy our first house together. Now you can only imagine, To buy house for the first time in foreign land comes with all the new surprises that makes you want to go and curl back in to bed of your rented apartment and never come out of it. At a time it was miserable, impossible, annoying and nerve racking. We both just turned 30 and not experienced enough and are going to give away all our savings so we can call something our new home. Only positive thing at that time with us was Mr. Samir Dedhia, yes our mortgage lender this may sound surprising but its True. In those tough time he was the The magic man who helped us in all our odd situations at odd time of the day or night without any delay or excuses. We have never met him in person, we have always talked on phone and he helped us solving all the problems that life was throwing at us and stopping us from buying our first house. Mr. Dedhia is not only knowledgeable, but a problem solver. We did shop around a bit and the attitude we got from others was like they are doing a huge favor for me and they are personally giving their own money from their pocket. Mr. Dedhia worked around our problem, his attitude towards our rock bottoms were always like “ ok you don’t have this lets see if I can do something around it or give me some time and I will find a solution if we can go without it or use something else. Yes when you don’t have huge amount of savings for conventional loan down payment and you are completely new on world of FHA, he came to our rescue and literally fight for us to beat all the odds and make it possible as if he is fighting for his own house. Finally me and my partner are owner of multifamily house and we are en route to make it a Home all thanks to Mr. Samir Dedhia.

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SA

sabrina navarro

As a first time home buyer, the process was very confusing and stressful. My Journey was well worth every moment as I am now the proud owner of the property I fell in love with thanks to SD Capital Funding! My experience was absolutely exceptional and I felt supported and heard which gave me a peace of mind. Thank you VISHAL, for being patience and explaining all the steps with great detail (ran numbers and made sure I understood all costs involved). His attention to detail allowed my husband and I to better understand the process and concepts that we were not familiar with. His welcoming personality made it easy to asks questions or share concerns which help put me at ease. In addition, Vishal response time when it came to questions and concerns was far better than I expected! I cannot highlight enough his professionalism and transparency throughout the entire process and feeling like there is someone looking out for you. I cannot express how thankful I am to have had the pleasure of working with Vishal! I would certainly recommend them if you are shopping for a mortgage or refinancing.

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PU

Puneet Madaan

Extremely accommodating Lender. Jason (from SD Capital) is one heck of a guy, extremely helpful, reachable and understanding. I bought my house in turbulent time of Rate changes where Janet Yellen was about raise a quarter point on Mar 15th and i wanted to lock the rate before that which i did and he got me up and running in 3 days but like, I said, turbulent so, after Mar 15th, rates starting going down rather up and then i approached him again and to my surprise, after locking also, he considered it a special case and got my loan rate down by good number. I was happy but that again, remember the word "turbulent", rates kept on going down with every week and just 10 days before my closing day, I again contacted Jason and asked him if something can be done and again, to my surprise he brought my home loan down by an even bigger number. I can never forget my experience with SD capital and Jason as an agent. I would highly recommend him and SD capital for home buying. thanks Jason.

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RA

Rajasekaran Elangovan

I closed my home last week in Edison and was greatly helped by SD Capital team lead by Jason & Vicky. Vicky was extremely helpful and was addressing my queries as a first time home buyer even when he was in India on vacation during the holiday season. During his absence when critical decisions had to made - Jason seamlessly took over and helped my application and the processing move along. The level of going above and beyond the call of duty to help the customer is such that they had my attorney and the closing agent worried with the amount of emails they had been seneding them for getting my final CD on time. Finally a word of special appreciation for Kristi Direnzo - she is the engine behind the efficient closing of the loan in time on a tight schedule and will be extremely prompt and dilligeng in responding back or reviewing the contents I ended up submitting. A pleasure to work with the whole team !

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SI

Siva Bhamidipati

I have very long relationship with this company. They helped me get mortgage back in 2008 when I purchased my first home, later I worked with them to refinance my old home and recently I worked with them to get mortgage to purchase new home. In all the cases I found that they are very professional and they know their stuff. In simple words they made me feel that home buying is very easy atleast from mortgage perspective. They ensured that I got the best rate available and samir who is the loan officer always updated me on regular basis regarding my loan. To make it simple I found obtaining best mortgage is as simple as buying a candy. And I am not kidding when I use the word candy. Best company to work with and if I have to I will work with them again and again. Thank you guys great job.

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SR

srikanth thogarchedu

I had the best experience in completing my re-mortgage. Right from the first phone call made to their office to the first email I received, it was a very satisfying experience. Samir Dedhia did a great job in explaining all the aspects of re-mortgage and including the name of the lender, for how many days the rate will be locked, what can I look forward to during the loan origination and completion process. Unlike complicated documentation process with so many hidden fees at other places, the process was seem less. I did not have to visit their office even once and all documents were signed electronically and the welcome package arrived after completion. If you are looking for a first time mortgage or a re mortgage, give them a call. Highly Recommended!

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CH

Chandra Shekhar Mamidi

Hi Vick/Ann/Jason, I just wanted to send you a quick note to thank you for the great service you provided. From the beginning I felt like I was in good hands with the quality of support I received from you. Everything went smoothly, you and your team were great to work with. My Wife and I really appreciate how you turned around our application so quickly and that you made it so easy for us. It was a pleasure to work with you! I realize that I may have pushed you to the edge at times because of my lack of knowledge about the process and I want to thank you for being patient with me. I would not hesitate to deal with you again. Thank you once again. -- Thanks, Chandra

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PR

Prakash Babu

This is my second Loan that i got through SAM Doshi and he has done it again. As every one know their will always some thing that come up during the final days of closing and Jason helped me out every time promptly. What i like the most is , every time you call some one will def pick the phone and answer all the questions and make us feel comfortable through out the process. Now they completely gone paperless , which was also very pleasant experience . Finally they are the best , past seven years with two loans and three refinancing i do not have a single negative thing to say except very very good experience. Cheers to Jason and Entire team.

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AR

Arun Ramraj

Samir and the team at SD Capital were extremely professional. I have closed and refinanced with them and both experiences were outstanding.The transparency in the whole process and the rates received at the end were the best. I am extremely satisfied with their knowledge and expertise about the various mortgage offerings. Samir and Fernanda are always on top of the paperwork and details and are very quick to respond and answer questions any time. Their turnaround and response times are amazing. Overall the process with SD Capital was seamless. I would highly recommend their services in securing a mortgage or refinancing your existing one.

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RA

Rahim Rattani

Samir & team (from SD Funding) helped us secure the mortgage for our new home purchase. They got us a great rate. Communication was awesome. The process went very smoothly and we closed timely, and we are moving in our new place this coming weekend :)...VERY EXCITED. The best thing we liked about SD was the response time to our queries. We prefer emails; so we would email them with a question or a concern, and depending on the nature of the query, we would either get a call to discuss the situation or an email response within minutes. All in all we are very satisfied with the services we received and we highly recommend them.

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NA

Navnit Brahmbhatt

I find the SD Capital Funding a very professional and Helping firm. They have always looked for best customer interest. I have worked with Manish ( Vicky ) and Have best experience with excellent service. I have recommended them to all my friends and relatives and all oft them have very positive and pleasant experience from them. The whole team is very knowledgeble, and they have very high customer satisfaction. Above all they have made very comfortable, convenient and honest closing experience to me and all whom I have referred. I am Highly recommending them to any one who is looking for Funding.

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NI

Nitin Kapur

Great experience. What a superb team. I had my doubts at first as I have gone thru some bad experiences in past with other mortgage brokers but SD Capital was simply awesome! They earned my trust very quickly with the level of details and transparency and remained true to their word about closing costs ($0). I usually shop a lot for rates including lendingTree but these guys beat all the rates. Overall the process was very fast and everyone was so quick to respond to any queries. Trust me when I say mortgage process is a pain but SD Capital proved me wrong! very highly recommended.

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RO

Rohit Khanna

5 star experience. i worked with Jason who was prompt, super quick, understood my needs and responded professionally. He was engaged right from day 1 till end and ensured everything is taken care of smoothly. Having the flexibility to do digital signatures and online document repository helps busy people like me. He was recommended to me by my friend so it is the word of mouth that works for SD Capital. Jason was able to negotiate better deal terms and match the better offer as i shared a better offer from another company. i would recommend Jason to anyone who is in the market.

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PR

Pravin Verma

Just closed on our new home few weeks back. Amongst all the players involved in the home buying process, the experience with SD Capital was the most easy, efficient & stress free. In comparison to four other lenders, they were the most competitive - they even beat QL themselves (who were offering their existing customer almost 1/3rd point higher)! Their customer service is excellent, kudos to people like Samir who is not just knowledgeable but also great at responding promptly throughout the process. He made a big difference to the entire process. Thanks Samir & SD Capital.

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KE

Kekin Kakka

Before working with SD Capital we were dealing with another mortgage company and the difference in experience was like day and night. We were highly impressed with the speed of the responses and the professionalism in service which Samir, Lelia & team provided. Any questions relevant to the process were very clearly addressed with all the critical information included the very first time. Samir and Lelia really did a great job of following up with all involved so as to ensure that no one was ever left in the dark, which made the whole mortgage securing process stress free.

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VA

Valerie Aguirre

Samip (Sam) Joshi of SD Capital Funding provided a flawless process evaluating, authorizing and approving my loan application. Responsive and quick to return my phone calls, emails and texts, he and his loan processor, Kristi Direnzo, delivered an excellent customer service experience with a high degree of punctuality, demonstrating good interpersonal skills and patience throughout the process. Thank You, Sam, for securing my loan. Kristi, it was a pleasure working with you as well. I wish you both much continued success.

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NI

Niraj Parekh

It has been wonderful working with SD Capital Specially with Mr.Samir Dedhia He is a very nice and so Kind and very helping nature. We were first time home buyers and SD Capital funding ensured that we have no hurdles, surprises, through the process. They helped us on every step by being transparent, providing good rates And coaching through the process. They are the best and stress free solution for the new home buyers. Best rates , timely closure, empathy...they have it all...would surely recommend SD Capital Funding.

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