Category: | Mortgage Lender |
Address: | 1750 E Northrop Blvd #230, Chandler, AZ 85286, USA |
Phone: | +1 480-246-3680 |
Site: | academymortgagechandler.com |
Rating: | 4.9 |
Working: | 8AM–5PM 8AM–5PM 8AM–5PM 8AM–5PM 8AM–5PM Closed Closed |
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Shawn Evans
My first conversation went well with Joe Hesch and I felt comfortable proceeding and using Academy Mortgage for our home loan. After the initial conversation I was contacted by Joe Kemp who I guess took over my file. Because I was prepared, I had all necessary documents ready to go upon request. From that point on I felt that I was kept out of the loop and had no idea where in the preapproval/approval process we were. The first Approximate Loan Cost document I received was completely off and I had to point out the mistakes. The second one had a higher interest rate and I again had to call him out on it. In addition to that we knew we would have funds left over from the seller and I gave specific instructions about how I wanted them handled and where to allocate them. At that time I called Joe Hesch and voiced my concerns and reiterated my intent for the funds. I was reassured that my interest rate was indeed the lower rate and we would be able to closes early. He also agreed that we would use up all the extra money and put it towards the appraisal and HOA dues. To make a long story short we did close on time (5 weeks for closing) but the entire time no one told me about locking my rate, I had to call and ask about that or at what point we would go into underwriting. I emailed Joe Kemp the day before closing regarding the funds that the seller was paying asking for a list of where they allocated those funds. Not surprising he did not respond. I went to the closing table thinking they had done the right thing but found out very quickly that was not the case. One of the first papers we came across showed that Joe decided he wanted to use that money and charge me points to lower my interest rate, something we NEVER talked about! I was livid and my relator, myself as well as the title company, who were all appalled began to try and get ahold of Joe Hesch and Joe Kemp. I sent both of them text messages as well as called them repeatedly. I was by no means surprised they did not answer my called. We continued with the paper work excluding anything that had to do with that and kept trying to call. I thought by calling the office phone of Joe Hesch I might get lucky and get a receptionists but low and behold Joe Kemp answered. I told him he knew exactly what my intentions were for those funds and he told me he knew I did not want the money to go back to the seller so that’s how he decided to use it. He basically stole that money from me and was hoping I was not smart enough to see amongst the stack of paper work. I am disgusted with the lack of professionalism of both Joe Hesch for failing to get back to me and Joe Kemp for his lack of communication and fraudulent use of my money and plan of voicing my opinion to whoever will listen including any review site that Academy Mortgage is listed on.
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Tom Sanford
Stay away from Academy Mortgage! I am an experienced Realtor in Phoenix area and have worked with multitude of lenders on many different transactions. I have never experienced more unprofessional service nor suffered the wrath of angry buyers and sellers, than with Academy Mortgage and The Joe Edwards Team in Chandler. Academy was the lender for the buyer and I represented the seller for a $360K property. We received and accepted an offer from the buyer with an approved pre-qualification from Academy Mortgage on May 4th. Academy kept assuring the seller, multiple times over the next 30 days, that everything was great, the buyer had strong credit scores, plenty of income and that loan approval was no problem. Based on these assurances from Academy, the home was taken off the market and placed in ‘pending’ status; the seller moved everything out of the home and leased another property, the buyers made plans to relocate, they even enrolled their children in the local schools. Two days before the scheduled close of escrow Academy Mortgage notified the parties that the buyer was “a great borrower” but Academy’s loan processing was just “taking a bit longer than we expected”. So with everyone still trusting The Joe Edwards Team at Academy Mortgage, buyer requested and seller granted a one week extension for closing until June 11th. A date which came and went with no loan approval but Academy assuring the parties that they “were working late and really pushing” this loan through the approval process… Then on June 13th the buyers and sellers receive a form letter: “Statement of Credit Denial” from Academy Mortgage with the reason boxed checked “insufficient income”!!! The buyer’s income should have been checked and verified prior to issuing their meaningless prequalification letter 40 days ago! Do yourself a favor and don’t walk, but run away from Academy Mortgage. They will break your heart and cost you endless frustration, time, and money.
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Blair Parker
Jonathan Garcia with Academy Mortgage has got to be the best in the business! I had no knowlegde of the mortgage process, and he walked me through every step. He made everything smooth and comfortable as can be. This day and age, customer service is usually dead. Not with Jonathan! He was emailing me quotes and prequals at 9:00pm on a Sunday night! (I did not expect an answer until the next day!) Always answered both calls and texts any time of day, was very knowlegable and had great insight! I would never go to anyone else. I feel like a friend, not just a paycheck. You rock Jonathan! You will get my recommendation for years to come. Thanks buddy!
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Teresa Perez
I was a little skeptical about meeting a new loan officer especially since the first guy totally tried to crush our dreams! I talked with Bryan Canar for the first time and knew he was the guy to trust being well recommended by JoAnna Barraza my realtor, I actually had a good feeling about this. I sent the documentation as requested and everything started falling into place, Bryan was so helpful in explaining every step to us and making sure we felt comfortable with decisions that were made. Bryan is an exceptional person and would recommend him no questions asked! I look forward in using Academy Mortgage in our future home needs!*****
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Daryl Patterson
We just moved in to our new home this week, and we really appreciate the professional service provided from Academy Mortgage by both Jason and Eddie. They were always responsive to my questions, even at odd hours! Early on, Jason took the time to call me at home and explain the whole process and answer any questions I had. He was also willing to go the extra mile when it looked like our closing may be delayed due to the sale of my previous home being delayed. I am very confident that Academy Mortgage, and Jason in particular, can do an outstanding job for anyone that will just give him a call.
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Jennifer Cabral
Jon Crawford and Brian Bowen were great. We just moved into our home this past weekend. They made the process very simple and Brian was so detailed in what was required that it made for a very smooth transaction. They were also very attentive and would respond to questions and our realtor within the hour. We did have a hiccup and did not close on time due to some network error and the underwritter being swamped but Brian made it up to us by sacrificing his wekend and helping us move! Def above and beyond to make their customers happy :) I would def recommend Jon and his team.
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Jose Reynoso
Alberto Madrid is a very experienced loan officer at Academy Mortgate. He helped us with our very difficult home purchase in mid 2014. Had it not been for his experience and ability to put together a solid package before going to underwriting, there is no question that we would have not been able to buy the home of our dreams. We enjoyed working with him sooooo much that he just helped us closed on yet one more purchase and are in the process or a refinance thanks to the lowering of MIP on FHA loans. I would recommend him to anyone in a heartbeat, and have.
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Kevin Olson
I could not have asked for a better experience in buying my first home, I was dreading the home buying process from the start but after I was contacted by Academy I could tell they were going to be amazing. From the first day to the very last day of closing they were in constant contact and more helpful and knowledgeable than I could have ever expected! I will recommend Academy to anyone in my life I hear is looking for a home and I know I can do that with 100% certainty they will enjoy it as much as I did. Thank you for all of your hard work!
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Sonya Isherwood
My home loan request was not your typical scenario. Bill Borkowski was up for challenge, jumped in with both feet and did everything in his power to grant me the home loan. Bill is a great communicator…he kept myself, the buying agent and the selling agent up to date with the progress of the home loan. If it wasn’t for Bill and Academy Mortgage, I wouldn’t be enjoying my new dream home! Thank you so much, Bill and Academy Mortgage…I will definitely work with you again in the future and I will highly refer you to anyone looking for a home loan!
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Jose Carrillo
It IS WORSE EXPERIENSA OF MY LIFE. I MADE ME LOSE MY TIME AND NEVER ACHIEVED .A HELP ALL PEOPLE SPEAKING WITH THIS LOAN .TENGAN CARE YOUR NAME IS KAVITA oficer. DO NOT REMEMBER YOUR LAST NAME .NO WANTS go through what I went through
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Dale Skitt
JOHN SHREIN and Academy Mortgage are the best I have ever worked with financing a loan. The communication from John was just unbelievable. He made this such a pleasant experience. He would take as much time as needed to make sure I understood and was comfortable with everything taking place with the refinance. I really shopped around to see what was out there but they always had the best rate with the local service. I would strongly recommend John Shrein and Academy Mortgage to any friend or family member.
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Rachael Richards
As a top producting real estate group, The Rachael Richards Group sells over 150 homes a year. We trust Academy Mortgage to provide our clients with exceptional service along with educating them on the loan process. The Loan officers and staff are accessible, knowledgeable and conduct business with the highest level of integrity possible. From pre-qualification to closing, our clients are treated with extreme care. We will continue to work with Academy Mortgage for many years to come.
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Maggie Vaughn
Randy Bongard and Chelsea at Academy Mortgage were amazing. They both always would return my phone calls and emails promptly whenever I have a question. I also felt that us getting into our first home was important to them. Nate and I loved how they would take the time to explain the process and keep us updated as we went. Randy even would take time out of his day to call and check in to see how we were doing and if we had any question. We had a wonderful experience at Academy Mortgage!
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Amy Gilner
My experience with Brad Durrant and Academy Mortgage continues to be outstanding! Brad is always available via text, mobile phone, and email, even on the weekends!! Brad keeps me and my clients informed every step of the way, as well as the other agent. My clients thanked me several times for recommending Brad Durrant and Academy Mortgage. The whole process was seamless and could not have gone any better. I will definitely be working with Brad Durrant and Academy Mortgage again!
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Carol Horine
Johnny Alo made refinancing a pleasant experience. Yes, we still had to provide a lot of information, but he walked me through finding paperwork and explained in detail what they needed and how it would be used. Also my privacy is very important to me and Johnny, Michael and the rest of the staff at Academy Mortgage helped me feel safe. His years of experience and attention to detail, made me feel that Johnny Alo is the one for me and my family for any of our mortgage needs.
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Nick Barabatis
This is the third time I have used Academy Mortgage and again, Luke and Alex have exceeded my expectations. Every step of the home buying process was explained to me and my questions were answered promptly. Their professionalism, dedication and timeliness relieved much of the stress that is usually associated with purchasing a new home. I have already sent one referral over and will continue to do so. Thank you again, Luke and Alex. Keep up the great work.
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Karens Schneider
Academy Mortgage is Awesome! Every detail was taken into consideration to be 100% sure of the loan being accepted. When there were obstacles, actions were repeatedly taken in quick response to assure success for the loan. The expertise of Academy Mortgage was greatly appreciated. Thanks to you all for taking the extra huge steps to help not only me but for many others connected to the success of my loan. I would recommend Academy Mortgage in a heart beat!