|Address:||948 Garnet Ave, San Diego, CA 92109|
|Working:||9AM–6PM 9AM–6PM 9AM–6PM 9AM–6PM 9AM–5PM Closed Closed|
I met Jason on line. It was a difficult deal as I was buying a vacation home and refinancing our primary residence from 15 to a 30 trying to keep our combined payments roughly the same as I was paying on the house, We were doubling the total loan balance. We ended up getting the loan through our credit union, but Jason was so helpful and up front that I kept in contact on line. Eventually the rates dropped and we refinanced with him. The rate he got us was below any thing else out there. We have done five or six refinances, each one was no cost for a lower interest rate. There was no points, no appraisal or other fees, and most importantly no hassles as we are refinancing every time rates drop a quarter of a point or more. The deal is done in the comfort of your living room. Only the interest due for the unpaid month is added to the principal balance as refinancing allows you to sip a payment for a month (actually paid in escrow with borrowed money). While you could pay in cash to keep the loan balance even, we always seem to find another use for this money. Four years later, we are back to a 15 on our residence. While we owe a little more money on our house, the vacation home is paid off. The current interest is a 2.75 fixed, and the total payment is substantially less than our combined original payments. I have referred several friends and co-workers to Jason Vondrak and Mike Millage. Risa is wonderful too. Together they are the best! My friends and coworkers have all had wonderful experiences, and most importantly have got the best deal available. I highly recommend Prospect, and will refinance again if the rates hit 2.5 or we buy another property.
I started a simple refinance in April. Although I have a great credit score and a load of equity in my home, they could not close on the refinance. Months of poor communication and promises of closing, all for nothing! I just wanted a little cash and a better rate than I had. Due to the terrible service, I am out $500 for an appraisal and at the end of the day I was not able to help my son out with his wedding expenses in the way I wanted to. Even after hearing me out and seeming to understand, Justin Vondrak was not able to do anything, except drag me along while rates went up! If I could I would post the emails and lack of communication right here! They have an answering service and rarely if ever answer the phone.I am pretty sure that they have lost their funding sources or something. I have no Idea why the work on this loan was not finished...almost 90 days! Ridiculous. I am $500 poorer and much wiser.
I have had the pleasure to work with Nate Wells at PFG on two occasions. First time was the initial refinance of my primary residence in 2012. The interest rate that was offered could not be beat by any other lenders. But, what gave me peace of mind, was his professionalism and expertise on how he presented the refinance process with PFG. Nate, always kept me informed on where we were during the refinance process, from the application process to closing. I felt as though I was his only client. I had one other opportunity to work with Nate just this year, 2013, on a second refinance with even a better mortgage rate. The refinance this time was just as smooth, if not a smoother process. I closed escrow in a reasonable time with no issues and appreciate his time an effort and communications. I will definately work with him again, when I purchase my next home. Great job!
I was looking to refinance and if anyone would like to refinance, I would recommend Prospect to anyone. I got to work with Lisseth Mercado on my file. She was incredible to work with. She was to the point and told me immediately what they could offer, sent me follow up emails so that I had all the documentation. She provided me with all the information I needed, was incredibly responsive whether it was a week day or a weekend, and explained everything to my satisfaction - I even had some uncomfortable questions for her and she had no problem answering them professionally. accurately and truthfully . We closed very fast with a great rate. I could not be more happy with Lisseth and Prospect who worked with me through the refinance. Fast, great rate and professional.
I discovered Prospect Financial by way of Lending Tree, believe it or not, and from the first email from Seth Diediker to the last interaction following closing, I could not hope for a better experience in a refinance transaction. First, there was no blinking at providing a quote by email after 1 brief phone call. This was totally unlike every other company including Rocket/Quicken that expected several rounds of communication with multiple people. One company even expected an application to simply provide a quote. Needless to say, I only moved forward with Seth. His quote was spot on; he was always reachable, and the experience could not have been better. I would suggest going straight to Seth for your refinance and 1st mortgage needs.
Writing on behalf of my friend Tommie, who wanted to leave a review but was having some technical problems. She said: MY LUCKY CHOICE! When I decided to refi my 30 year to a 15 year mortgage, I contacted my mortgage holder, Wells Fargo Bank, but they only offered a 1/4% reduction in their interest rate. I then went on the Lending Tree site and was contacted by Alyssa Dansee of Prospect Financial Group. What a lucky choice that I was paired with her! Alyssa had great reviews and I was equally impressed when I contacted her. Her knowledge and professionalism as well as her incredible patience made the process very easy for someone with little previous experience. I did get a much better interest rate and closed quickly. THANK YOU, ALYSSA!!
I had the pleasure of working with Jevon at Prospect Financial for a mortgage refinance. Throughout the process, Jevon was very up front and clear with how it would work, what documentation was needed, what costs (if any) there would be, etc. He answered all my questions thoroughly and patiently, and really worked to get me the best rate possible at the time. I was impressed with how promptly he responded to all my inquiries, and checked in with me periodically to make sure I had no additional questions, received my paperwork, etc. As far as refinances go, this was a truly quick and painless process. I would definitely recommend Prospect to others, especially Jevon. Thank you for the excellent service!
We would like to recognize the excellent service provided by Mr. Anthony Esposito. Our refinance experience went smoothly and all our questions/concerns during the process were all addressed right away by Anthony. He explained the process, provided clear instructions on all the documents/requirements, helped us secure the best rate.. He was on top of everything from document preparation/submission to closing. We highly recommend Prospect Financial Group with special recognition to Mr. Anthony Esposito for a service worthy of your time and business.
We would like to recognize the excellent service provided by Mr. Mike Millage. Our refinance experience went smoothly and all our questions/concerns during the process were all addressed right away by Mike. He explained the process, provided clear instructions on all the documents/requirements, helped us secure the best rate.. He was on top of everything from document preparation/submission to closing. We highly recommend Prospect Financial Group with special recognition to Mr. Mike Millage for a service worthy of your time and business.
I worked with Coby Cramer and Prospect Financial to refinance a triplex in Q3/Q4. This was a complicated deal with a non-resident co-borrower and some other issues, but Coby and his team came through with a fantastic rate. They were usually responsive by email and were very patient as the lender required additional documentation. Most impressively, we missed our lock date because of an inept notary, but Coby and his team still managed to get us the old rate even though the market had had significant changes.
We just refinanced our home with Prospect Financial Group. Our loan officer was Brian McHugh and he did an excellent job. He was always upfront with all the information, answered any and all questions my wife and I had, and made the overall process really easy. We closed our refinancing within 30 days and had no issues. He was both professional and knowledgeable. I would recommend Brian to my friends and family and if the need comes again, utilize him again as a loan officer.
I worked with Jevon Hobbiebrunken through my refinance process at PFG (Feb/ March 2013). He was excellent! He patiently guided me all throughout the refinance process and got me an excellent rate on my mortgage refinance (with minimal closing costs). I was surprised how quick the refi process was once I submitted my financial details (less than 20 days). I would definately recommend PFG for refinance to others and would continue to use them in the future.-Steve
This was my third re-fi with Prospect and once again they did a great job! I have consistently been able to lower my interest rate at little to no closing costs thanks to Jason Vondrak and his team. Simply put they know their stuff and they do what it takes to get you the best loan terms available. Great service and great results! What more can I say. I would recommend them to anyone looking to refinance or applying for a new home loan. Many Thanks!
My family and I recently did business with Prospect Financial Group, Inc acquiring a mortgage loan. This was a wonderful experience! What a first class, professional operation. From a very user-friendly loan application to quick responses to any questions, They make a sometimes difficult and stressful process quite pleasant and enjoyable. I highly recommend Jevon at Prospect! He kept us updated at all times and explained the process thoroughly.
We refinanced our condo through Prospect Financial. Our loan officer was Shivaji Shinde, who did his job in exemplary fashion. I recommend him without reservation. He responded promptly to each and every inquiry, and never failed to call our attention to matters as they arose throughout the long refinance process. And, he is scrupulously honest, carefully stating terms of the loan such that there were no misunderstandings.
not very happy at all. I was quoted a good rate and decided to go with this company since their rates were lowest however the process was very slow. it took over 2 months to process my loans and by that time the rates had moved up. I should have used my old mortgage guy instead. I would rate the service poor. unreliable and financially damaging to customer. agent was nice but that does not not deliver closed loans.
Such a pleasure to work with Tony and the team at Prospect Financial!! Tony was great about clearly explaining the process, costs and timing. Keeping me in the loop throughout the entire refinance process certainly made it easier and more comforting for me. Tony and his team at Prospect he was able to get me the best rates on my refinance, get the deal done quickly and with no hassle. Done and done. THANK YOU!
I wanted to say that working with Brian Mchugh @Prospect Financial was a great experience as he walked me threw the refinance process.Communication was excellent and the documentation was handled very well.The outcome was very gratifying and Brian was there to make it easy for me.I will totally recommend Brian Mchugh @Prospect Financial for all your mortgage buisiness!Thanks Steven Miller..
I have done two refinances with Prospect in the last 12 months. I can highly recommend them to deliver the lowest interest rates at reasonable closing costs with honest service. Our agent, Tony, has always displayed the utmost integrity, patience, and determination to complete the process, even when obstacles appear. He was quick to respond to every question I asked. Great job!
Nate Wells is great guy, who really help me for my refinance and get cash to paid-off my credit card..Prospect have a great employee and very professional. They are quick in responding questions and doing refinance.. I really appreciate their company and if going to do again my refinance, no doubt I will get them again...They are excellent... Thanks Annabelle
Justin provided us with excellent service during the entire process. He also insured we received the rate and APR as originally promised, secured a loan with much smaller closing costs than other quotes we received, and processed the loan, appraisal and closing smoothly. I would highly recommend this company and Justin to work with on your next home loan.
I tried to refinance my home and the whole time I felt like they were doing me a favor by working on my loan. My emails will go unanswered and ignore. I worked with a loan officer named Tony Rice. If you want to save yourself time and frustration DO NOT USE THIS COMPANY. Please read other reviews and do your homework before you choose to work with them.