|state home mortgage reviews
|410 Meadow Creek Dr #213, Westminster, MD 21158
|8AM–8PM 8AM–8PM 8AM–8PM 8AM–8PM 8AM–5PM Closed Closed
We had tried to refiance a couple of months prior to Meridian but were turned down by Chase even though we had a mortgage with them for over 10 years, they said it was because of our income to debt ratio and they made no offers of help other then to get more income so we gave up until we received the offer from Meridian which was Much Better than the Chase offer so we decided to try once again. They did say that we should consider doing business with a smaller mortgage company rather than a bank which is why we noticed the offer from Meridian to begin with. Meridian Home Mortgage did Exactally what they said they would do if we chose them to refianance our home, They not only paid off our Mortgage but also our Credit Cards AND our Car Loan which will really help us each and every month. We really appreciated the video we received from Tony Tucci explaining the process step by step. Also it was Great that they let us know what was going and where we were in the process each and every week by phone or email and sometimes both. When we ran into a snag because of a leased car we co-signed for our daughter they let us know what it would take to solve the problem which we did and then everything went as they said it would from there until we closed. We have refianced before but with different companies but Meridian is the First time we felt they really carred for us personally and helped us whenever they could. Our future is Much Brighter now thanks to Meridian Home Mortgage Corporation working with us to refinance our home. Sincerely, G & C, K
Everyone from Anthony Tucci to Stephanie DiPietro and all in between( pipeline team) were nice and courteous to work with. Had some bumps along the way but all worked out. A little confused on a couple of things though....? my closing fees where estimated to be about 5K, but according to final paperwork was over 15K. And was not told all specs on how my FHA loan( extra insurance) payments worked( up front cost and then every month for next 11 years.....?) After closing, I received a follow up call explaining everything to me and was much more at ease after conversation. Meridian is a fine company to do business with and I appreciate all there follow up calls.
I received a flyer in the mail from Meridian regarding a cash-out Refinance offer. Not knowing much about how the Refinancing process works, I gave them a call to learn more. And I am so happy I did. By deciding to Refinance, we would be saving over $1000/month due to the lower interest rate & debt consolidation. And on top of that able to put more money into our savings account. The entire team at Meridian is not only extremely helpful, but they are also informative and always fast to answer questions that we had. I worked mainly with Nick & Anthony and both were extremely knowledgeable, and guided us through the entire process.
The People we worked with at Meridian were lovely. When you call, they answer, not an automated system. The only complaint was the length of time that it took, three months from start to finish. After the house was assessed and final details (how much, loan length) addressed, I had to call the Associate handling the closing for updates of status and process. This was different from the initial associates who were detailed on every aspect. That is the reason for four stars instead of five (I would have only deducted a 1/2 star but the system would not let me). Consistent contact through out the process would be lovely.
The process was very slow at the start but picked up a fast pace and finished on high note. I am extremely satisfied with Meridian Home Mortgage Corporation. Meridian and staff are Honest, sincere, respectful and friendly. This was a VA refinancing, they scheduled the home inspection and appraisal. They gave me a great low interest rate and kept me informed every step of the way. Closing was professional and in order. Everything that was promised delivered. I highly recommend Meridian Home Mortgage Corporation to everyone. Thank you Meridian you did for me what others refused to consider.
Overall, I had a very positive experience with Meridian Home Mortgage. They were very responsive at every step of the process. I also appreciate that when I reached out to them with emails, phonecalls, texts, etc...they were quick to respond to my requests. The only thing that I would have preferred to have been different might have been the length of time that the loan process took..it took about 4 months overall. But it was worth it! Thanks Meridian for such a positive experience in what can be a bit of a stressful process. I appreciate your professionalism.
I am totally satisfied with Meridians handling of my VA refinancing of my home. Everything with the exception of final closing was handled online and in a timely manner. The entire process was completed in less than 60 days, and Meridian me or exceeded all estimated time estimates for each step of the process. Special kudos to Dave Committe. He led me through each step and answered all of questions in a timely manner and his professionalism and expertise were outstanding. On a scale of 1-10, I give Dave Committe and the rest of the Meridian team 100.
I had from the very start, a very warm and professional experience. It was so nice, along the way, to get such personable service than what I was experiencing with a big bank. All the folks at Meridian, Tony, Ed, Mark, Matt, just to name a few, understood my needs and worked to my benefit. I got a better interest rate and was able to get an affordable payment! I would recommend Meridian to anyone looking to refinance. Thank you to all the teamwork and great customer service from Meridian Home Mortgage!!
On a scale of one to ten, our experience with Meridian Home Mortage would be rated a six. We felt there was information that the underwriter requested was not relevant to us being approved for the loan. There was information that was requested to be emailed, scanned or faxed. For whatever reason, during the loan process, that same information was requested again. Other than that frustration, the professionalism of the team, and the ease of being able communicate via telephone or email was commendable.
My experience with Meridian Home Mortgage was great. Every employee I spoke with on the phone were very friendly and helpful. Any questions I had, they were able to answer. If I sent an email, they always replied in a timely manner. Prior to starting my process, I was a bit skeptical about going through this process. But my wife and I read reviews like this, and soon realized why it was the best choice for us to reach out to Meridian Mortgage. Thanks for all the help and patience to all the employees!
An almost pleasant experience as far as refinancing goes. Everyone was very helpful and knowledgeable. Not just one person kept me informed and answered every question, a whole team of people were there for us. From beginning to end, from the first person I spoke to to the last. There was no confusion, there were no delays, even though I was told several staff were on vacation. A shining example of teamwork and customer service. Thank you all. I highly recommend Meridian. Top notch.
S. E. Camden
The Meridian team was outstanding starting with my Loan Officer Tony and supported throughout the entire process to final closing by Jami, Kara, and several others. It took two tries in 2016 and 2017, but the Meridian team made it happen with a very generous lender credit on a VA refi that required NO out of pocket costs to close AND put $300 back in our pocket each month with an awesome interest rate. Who else does that?? Recommended with enthusiasm!
Great experience obtaining a re-fi with Meridian Home Mortgage Corporation. Tony Tucci and the rest of the professionals with whom I came I contact with were terrific!! They made the process far easier than what I was expecting. They kept me updated every step of the way and were very quick with returning my telephone calls!! Thank you for making my re-fi experience a very easy and very positive experience!!!! Keep up the great work!!!!
They came through with their offer, we now have lower monthly payments. They were always quick to respond and provided the information we asked for. The process took a long time (probably 4 months) and involved a lot of paperwork, but I think that is typical and it was worth it in the end. They even allow you to close the loan at your house in the evening after work, which was very convenient. They send an attorney right to your house.
A Private User
Quick process for a refinance. Good rate and quick closing. The only negative is that they do not have a free online mortgage payment option on their website. They have an option but it is through Western Union and you must pay a fee. This is very inconvenient especially if you live in another state to have to mail a check. In this day and age, this option should be available for free. Im hoping Meridian will change this!
Meridian was great to work with when we decided to refinance our mortgage. We received one of their estimates in the mail and choose them based on the options provided to us. When we shopped around other banks, no one was able to come close to the same deal. Every step of the way they were responsive and always really helpful. I would highly recommend them to anyone looking to refinance their home.
Everyone who was involved in my loan process was very helpful and a pleasure to work with. They were always keeping me updated on everything through out the process. If they were not able to reach by phone they would immediately send me an email regarding things they may need or an update on the loan. Once again thank you everyone involved in my loan process.
We were very pleased with the prompt, personalized service we received from Meridian Home Mortgage Corporation. Questions we had were answered promptly. The staff worked with us to come up with terms that were better than the mortgage we were carrying with another company. I would not hesitate to recommend Meridian to anyone looking for a better mortgage.
It was a fast and somewhat seamless process. Towards the end, when working with the pipeline manager, I did have some difficulties when reaching out but nothing went unresolved for the most part. Job well done by a group of solid individuals. I appreciated every single person who I was able to coordinate with and I would do the process again in a heartbeat.
We refinanced with them, it took a little longer than expected because we changed our mind on the loan type based on how the appraisal came back, but this had nothing to do with Meridians diligence. They were in constant contact throughout the process and moved quickly everything the ball was in their court. Their overall customer service was great.
We did our refinance with them. They are very quick at answering emails but terrible at phone calls. Overall though I would fully recommend them. In the future I am going to use them to refinance again if needed. Everyone was nice and knew what they were talking about. Everything they told us about our loan was true, no lies.
We were very pleased with the service, communications, and results we received working with Meridian Home Mortgage. We were kept informed and and all projected dates were met. All questions were answered within hours of being asked. The advice and background information we received were accurate and appreciated.
The Meridian Home Mortgage Team was friendly, helpful and knowledgeable. I really appreciated their prompt responses and the status updates along the way. A mere THANK YOU is not enough to express the sense of relief and joy I feel as I embrace my "NEW" future as a more financially stable independent woman.
My experience was outstanding, Marshall G, Diane L. and Ed P. were professional, expedient, understanding and kind. They all helped me through the processes and fulfilled my desires for my refinance. End result was better than the proposal. Great people doing great things. Thank you very much.
Working with Meridian was great! There was always someone available to answer questions and to reassure homeowners like us. We felt the Meridian team really kept us in the loop the whole process through. Thanks Meridian, I would recommend you to anyone looking for refinancing assistance.
Meridian was very professional from start to finish. We really appreciated the phone calls we received every week or two to update us on the progress of the loan. Jim, Marcia, Phil and Matt were all a big help during the process to answer all of our questions. We are happy customers!
My experience with Meridian has been positive. We started the process on the 8th of April and closed on the 25th of May. We were able to keep the required documents flowing in a timely manner. They kept me posted as to what was taking place during the processing of the application.