1st Financial Bank USA

Category:	Bank
Address:	363 W Anchor Dr, North Sioux City, SD 57049, USA
Phone:	+1 605-232-3058
Site:	1fbusa.com
Rating:	1.8
Working:	8AM–5PM 8AM–5PM 8AM–5PM 8AM–5PM 8AM–5PM Closed Closed

Location

Photos 9

Reviews 12

Nathan Garcia

So far so good!!None of my local banks that I HAD accts.Would approve for me to get a credit card.And I was sad and mad,soon enough I got a a letter in the mail offering me the 1st F. bank card.And I was sure that I was not going to get approved.And sure enough I did get approved! And was very happy,I am 18 and trying to build great credit.Thanks to 1st F. Bank i was allowed to start and build up my credit.With easy debit card payments and with online posted activity.I now spend,pay back and mange my money and card with great care.Thank you 1st F. Bank for a great opportunity!!

Joshua Miller

Utterly terrible and disrespectful. One rep told me I was "irresponsible and did this to myself" when I had a family emergency at Christmas which caused me to be strapped for cash when my payment was due. That was her response when I asked for a week extension on my payment due date. That sets the tone for this bank. They used to change my payment due date without prior notice, snuck a new annual fee on me (again without a notice), raised my APR to 29% when I was late on one payment in 9 years ago. DO NOT USE THIS CARD.

Evelyn Ranney

This bank targets young people with no credit experience. They offer enticingly high credit limits, but have a ridiculous interest rate (30.5%). They offer no perks or rewards, but do charge a membership fee on top of their high interest rate. My membership fee is $1.50 every month. Their website is terrible and there is no way to set up automatic or recurring payments. If this bank sends you a credit card offer, run away. Find a different bank with whom you can build credit.

Raven Gresenz

DONT USE THIS BANK!!! I have been a card holder for 8 years. This was my first card I opened when I was 18. I have paid on time, every month for those 8 years and my interest rate is creeping up on 32%!! RUN FROM THIS BANK!! DO NOT PUT YOUR FINANCIAL FUTURE IN THEIR GREEDY HANDS!!! If I could give 0 stars I would

Javier Guerrero

DO NOT SIGN UP. They prey on High School graduates with 30% interest rate. Another bank will give you a better rate. 30% is the maximum a bank can charge and they went right to 30% which sums up the kind of business they want to operate.

Jessica Smith

Horrible unsupportive company. High interest fees. In one year my interest is 100 dollars a month. Designed to put you more in the hole. Ruined my credit. Highly recommended to stay far away.

Zach Cook

Stay as far as humanly possible from this bank. They prey on new/naive college students!! 30% intrest rates, random and outrageous fees, awful customer service. Borderline criminal.

Brianna Barker

Preys on young adults looking to build their credit. Ridiculous fees/late payments. Customer service is rude. Will harass if you are late on a payment or even close to due date.

Martina Tafoya

The interest rate is insane and they charge $12 to make a payment with a card. If you are trying to build credit, go for another card PLEASE!

Kevin Wheatley

Awful customer service and ugly user interface. No benefits of using this card. Do yourself a favor and go Discover It

StooF Madness

Do not sign with them their policy work around just continuously stealing money from through out rages interest fees

Meghan Loutsch

Best Customer Service!