Brad Yzermans - Premiere Capital Mortgage

Reviews 8

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John Greenaway

Brad recently helped our family with the purchase of a great new home in Northern California. More specifically, Brad’s loan expertise and guidance made it possible for us to (a) find a program to best suit our family’s needs, then (b) be prepared and ready to act when we found the right house (or 4 of the “right” houses to be precise) and finally to (c) follow through to a smooth closing on a great home in this heated market and with a seller who was very unfamiliar and anxious about a buyer using a Jumbo VA loan!! The details of our situation were complicated across the board and Brad was there with us 100% along the way to help address every issues and complexity: • I was recently relocated to the bay area from the East Coast – Bay area home prices are absolutely nuts, even compared to the ‘costly’ east coast major metro area we came from. We were not going to be able to buy out here using any kind of traditional mortgage program.  Brad helped identify a VA loan program which would allow us to minimize down payment and maximize lender credits towards closing costs so that we could buy as much house as we needed out here in an expensive and highly competitive market. The full document pre-approval "PreferredBuyer Advantage" program was most certainly an asset in establishing our credibility as legitimately qualified buyers • My compensation situation was definitely non-standard based on our relocation move with a variety of non-standard financial components cluttering up my loan app and documentation, etc...  Brad and the outstanding Mountain West processing team had us fully pre-qualified within days after submitting our application and provided the qualification letters within minutes each of the several times we needed them. • Our seller and her agent were completely unfamiliar with the nuances and intricacies of VA loan programs. Moreover, we ended up having a pest inspection issue compound the matter. Together, these factors made the seller jittery and her agent quite difficult to work with. The ‘issue’ was not major in anyone’s eyes including ours, but could have resulted in a VA loan denial.  Brad played center field through it all and navigated the seller, her agent, us, our agent, his underwriting department, the regional VA office, and the pest inspector to ensure every possible angle was evaluated so that the deal could progress… It was a nerve-wracking three weeks of literally hundreds of emails, phone calls, and text messages among all of us (Brad offered up his personal contact info for weekend availability). In the end, Brad’s diligence helped ensure that cooler heads prevailed with the necessary repairs made and paid for by the seller while also minimizing her exposure to only the work required to ensure loan approval. Based on all of the above, I’m fairly certain our loan was among the most complicated situations possible in the home financing business these days. Through it all, Brad did not miss a beat or express any frustration or uncertainty of a positive conclusion. I have bought or refinanced homes a total of 5 times over the past 15 years, and my experience with Brad and his Mountain West processing and underwriting teams was 2nd to none… not even close. Go with Brad the next time you need a loan. He’ll take care of you like he was your brother or son!!

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Andy Glenn

I have worked with Brad for over 6 years and he is truly a professional. I have completed multiple transactions with Brad from refinance to brand new home construction purchase and he has delivered on every occasion. He is always available to answer any questions regardless if you are new to the entire process or have been through this process many times before. Brad truly has your best interest in mind when giving you expert advise as you navigate through the waters of uncertainity. He always delivers quality service and expert advise no matter what your situation or circumstance Brad can help you. He always closes on time and keeps you well informed at all times throughout the process. I have referred family and friends to Brad and they all have the same experience I have, nothing short of spectacular. Brad is one of the only mortgage brokers I know of that I can 100% trust and put my faith in. If you are in market for any real estate transactions look no futher than Brad and you will not only have a real estate professional for life you will have someone at the end you can call a friend.

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Raj Sharma

Brad Yzermans represented my buyer as a mortgage lender/broker for a short sale that we closed Dec, 2012 in Menifee. I was surprised to see how efficient and prompt Brad worked on this file from start to finish. Because this was a short sale, we had to close by the deadline of 12/31/12, to benefit the seller. Frankly speaking, this wouldn’t have been possible without Brad’s professionalism and communication skills thru out the escrow process. He was readily available and responded to his emails in a timely manner, which was very important. We didn’t open escrow until the 7th of December, and with holidays in between and people taking off for the whole week, it was nothing less than a miracle by Brad! Buyer’s loan got approved and funded timely with great rate and savings to the buyer. Brad also made sure to update, all the parties involved, every few days on this loan process, not all loan officers/lenders make an effort to do this. I would very highly recommend working with Brad Yzermans at Home Loan Artist for all your home loan needs in Riverside County.

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nadia surani

How can we put into words what Brad has done for us... Recently married, we set out to buy our first home. We had so many doors slammed in our faces...that is, until we met Brad. He was able to get us approved for our home loan when 3 other lenders, (including Bank of America), rejected us at the last minute. Our dream home was slipping through our fingers until Super Brad came in and saved the day. We got our dream home!!! Our home where our future children will be raised! Brad is extremely knowledgeable and very trustworthy. Brad and Mountain West Financial were there, every step of the way, to answer our millions of questions and always put our minds at ease. If anyone is looking for a home loan, PLEASE START with Brad from Mountain West. This will be your first and last stop. We cannot describe what he has done for our lives. Thank you Brad, from the bottom of our hearts. God bless you!!! Love, Albert and Nadia ♥

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Pam K

Brad is the best! He was honest, helpful and provided great advice on how to handle my situation. From the 1st day I met with Brad to closing day, which was right on time - just under 30 days, he treated me with respect and a whole lot of patience. He gave accurate closing estimates and provided multiple scenarios so that I could review all my options. He was always available to answer questions and oversee the entire process - even when he was on vacation. I would highly recommend Brad and Supreme Lending for your home loan - whether your a 1st time buyer or an expert - Brad is an excellent choice!

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Heidi Tandy

Brad helped us buy our first home in Lake Elsinore three years ago. He walked us through the process and answered all of our questions. Our experience with Brad was fantastic and we recently decided to refinance our home with Mountain West Financial. Brad was able to get us a great rate and once again exceeded our expectations.

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Brenda Austin

I have tried to make contact 4 FOUR times with no reply from Brad or this team that was promised to call me in a 24 hour period. What a joke.

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Jacqueline Carrigan

Brad was amazing. He is extremely knowledgeable and effective. I wholeheartedly recommend him.

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