Blue Water Credit

Category:	Credit Counseling Service
Address:	300 Harding Blvd #206, Roseville, CA 95678
Phone:	+1 916-315-9190
Site:	bluewatercredit.com
Rating:	4.9
Working:	9AM–5PM 9AM–5PM 9AM–5PM 9AM–5PM 9AM–5PM Closed Closed

Location

Photos 30

Reviews 23

Rochelle Lara

I have been working with Blue Water Credit for a few months now and the experience has been amazing! Not only are they dealing with things that I could never get myself motivated enough to do, they are always kind and helpful. I have had the pleasure of working with Melanie on my account and no matter how many questions I have for her she always gracious and gets back to me quickly! I have been putting off fixing my credit for years because it can be so daunting and overwhelming to even start thinking about it. Blue water has a system to help prioritize what needs to be worked on to get the best results. I would and DO recommend them to anyone who might be interested in having someone help repair their credit issues. Great customer service, Great system and strategy and just an overall amazing staff of people ready to help.

Faith Roberts

Awesome, awesome , awesome service with Blue Water Credit. Like every person who might have gone through this program, my husband and I had our skeptics about working with a credit repair company. We are glad we made the leap when we did, and we are grateful to the Blue Water team for helping us achieve our credit goals. We experienced an increase in our credit score by over 70 points during the first 90 days. We were billed for work performed in the previous month, and obviously, they went after all the negatives all at once. There are no words to describe their professionalism; I would highly recommend Blue Water Credit to anyone needing credit repair help. Thanks so much to the wonder team at Blue Water Credit; we appreciate your dedication on our Credit success.

Chris Smith

I was very pleased with Yana and Blue Water Credit. I found them by a simple google search. I asked my lender if she was familiar with them and she said she had a previous client who had great success. I was still skeptical. I spoke with my wife and decided to call. I had a telephone interview with Heather. I had some bad stuff on my credit report, some was an error and some was my fault. She told me about their approach to clean up the credit report and made it sound so simple. I Considered doing it myself. really glad i did not. the first notice i received back from a creditor i would have been shut down. Our credit scores jumped about 60 points. Really Pleased. i will be referring my sister to them next.

Izaak Patten

Carmen Luci, and the Blue Water Credit team, are an AMAZING team to work with!!! I owned a mortgage company for 10 years and was never impressed with "credit repair" companies. After having a Bk 7 years ago, following the housing market crash, I decided to take my lenders recommendation and pay Blue Water Credit the monthly amount to "fix" my credit. After they finished, my mid-score was 703!! My lender has now sent me a pre-approval to purchase a new home. Thanks to Blue Water Credit, we are closing on a new home very soon! EXCELLENT credit repair company that I would recommend to anyone needing assistance. They will get you positive results!

Julie Westlake

Blue Water Credit has been a life savior. Even the thought of credit gives me a headache, blue water credit has helped make that migraine non-existent. My representative April Henderson has not only been so kind and helpful but thorough, detailed, responsive and always give clarity with all my questions and problems. They have an amazing staff that goes above and beyond. I would have been so lost and stressed without Blue water. I highly recommend this company to any of my friends, family, and people in general. Thank you Blue Water Credit for helping with my questions and of course fixing the impossible my credit.

Christopher Johnston

From day one of working with Blue Water Credit I have only received stellar, 5 star service. It is so nice to have a team backing me that will go to bat for me and who makes it feel like they are genuinely on your side. To me, it does not feel like I just have a hired hand helping me out with my credit. It feels like I finally have someone on my side for once, and that just feels so nice. I do not make that much money, and their fees seemed a little high, but ever since day one I realized that their service is well worth the money. Furthermore, and most importantly, they really get results you can see.

brushhawg81

Every client that I have sent to Blue Water Credit has been more than satisfied with their service and execution. The latest client I sent over, whose loan I am closing on next week, had an initial mid-FICO of 619, and after 60 days of working with Blue Water, it is now at a 759. We went from not being able to do the loan, to not only being able to do the loan, but also giving them a huge lender credit because of their outstanding scores. Very happy clients, and I will continue to forward anyone I come in contact with who may need assistance, on to Blue Water Credit. Thanks again guys!!

Randy Tanouye

My name is Randy T. I started with Blue Water Credit in October of 2013. When i Started with Blue Water, my credit score was 627. I needed at least a 640 to get pre-quailfied for a home loan. Well, here we are, six months later and i am proud to say that I am around 725 today. Almost 100 points more. Thanks to Blue Water Credit. So to all the people out there that have a low credit score, and want to raise it by 100 points or more, definitely sign up with Blue Water Credit. To all of the ladies at Blue Water Credit, my wife and I thank you very much for raising my credit score.

Traci Silva

I had the absolute best experience working with the entire Blue Water staff. Kirsten explained their program to me in detail and was very up front about the cost associated with their services and answered all my questions. Melanie handled my settlements extremely quickly and was always great with communication. April was my case manager and always called to check in and keep me in the loop. They helped fix all the dumb mistakes I made with my credit and I have now been preapproved to buy my first home. Many thanks to Blue Water! I would recommend to any and all!

Olakunle Dada

Rachael Wyley is the most amazing and professional credit expert I have ever dealt with. This is the third credit repair company I have used and none of the first two care about me, they only care about my money. Ms. Wyley called me an hr ahead of time to let me know that she will a few minutes late to our phone consultation which I really appreciate and the advice she gave me regarding my credit was straight forward. Thanks Blue water credit. Thanks Rachael. I will definitely recommend you guys to any of my friends and family that need to repair their credit.

Eric Horton

I had a short sale on my credit that had been incorrectly reported as a foreclosure. I enlisted the help of Blue Water Credit (who had previously helped me clean up my credit a couple of years age to great success) and they proceeded to do what they do. Within a month I received a report from all three credit bureaus stating that the foreclosure/short sale was deleted completely. The result was way more than I expected, and faster than I expected as well. I have worked with them now twice and both times they were professional and got results.

David Povlak

I worked with several people at Blue Water Credit and everyone was exceptionally professional, nice and a joy to work with. In dealing with a few other Credit repair companies they were unable to make any movement following their plan. BWC was up to the challenge and exceeded expectations. Melanie Jackson was my direct rep and was beyond wonderful. the company that hosted my debt was very mean and difficult to work with but she was able to handle them. They raised my score over 70 points and made my refinance super easy.

Daniel Wylie

I have been working with Carmen for the past few months to delete incorrect items on my credit report and to increase my FICO score. Working with the big three bureaus can be daunting so it really helps to have an expert on your side. Carmen has been really good to deal with.....she is responsive and always returns my calls and emails. I have been really impressed with the results so far and have signed up for another 3 month plan to finish the significant progress that has already been made. Thanks Carmen!

Jennifer ONealWatts

My husband and I are trying to buy a house but our credit scores were not good enough to get us in a loan. Our lender suggested Bluewater credit to help get us on the right track. I was a little nervous about spending money for credit repair but I can say it has been well worth it. In just about 3 months my credit has already improved about 80 points. The people at Bluewater have done everything they promised and have been very friendly and helpful throughout the process. I highly recommend them!

Michelle Diaz

The best company I have ever worked with! I was always scared to use a credit recovery company, but am glad I chose Blue Water Credit. Throughout the whole process they made very quick repairs to my credit and I am finally in the position of buying my first brand new car and working on a house and it is all thanks to Blue Water Credit!!!!!!! Yana was my agent and she was wonderful and explained everything to me in a way I could understand!!!! Thank you Blue Water Credit!!!!!!

Jeff W. Stamper

When I decided to enlist the support of Blue Water Credit, I was fully committed to do what was necessary to repair my credit. The entire staff has been extremely professional since day one. Working with Yana over the last five months has been extremely beneficial and I believe is the reason for the drastic improvement with my credit score. Her response times have always been immediate, professional and thorough. I would recommend Blue Water Credit without hesitation.

Olivia Dixon

Working with Blue Water was easy and convenient. My representative, Carmen Luci, was patient, knowledgeable and extremely responsive. Through their assistance and persistence, I was able to improve my credit scores more than 100 points in about six months! This allowed me to move forward with purchasing a home and putting my family on a great path. I would recommend their services and encourage anyone considering credit services to enlist Blue Water as their ally.

Houston Green

Top notch folks with a top notch program. I conducted the entire process while deployed in a war zone, and my score improved 100 points and is still growing. The ladies are quick and professional. I dealt with several departments, and each had good communication and displayed effective use of my time. If you are uncertain, remember that this is no doubt an investment in your future which will yield exponential results. Thanks Blue Water!

Celia Burlingame

Blue Water credit is dedicated to helping clients achieve success through credit report. A client of mine had a score increase of over 100 points in just a few short months. The best part was they kept me informed the entire time and at the end of the process my client was eligible to buy a home. I would highly recommend Blue Water credit to anyone looking at repairing their credit or referring clients to a credit repair agency.

Tori Harvey

I have been working with this credit repair company since October 2013. They have been patient, compassionate and informative. I have had the pleasure of working with Melanie Jackson! She worked with my financial situation while working to repair my credit; She was friendly and reliable. Melanie is tenacious and great with follow through. When you choose Blue Water Credit for your credit repair/rehab, Ask for Melanie Jackson!

Roger Hoang

I normally only take the time to write reviews on services that have actually helped myself or people close to me, Blue Water Credit helped my uncle and a close friend repair their credit to be able to purchase their dream home. They are very knowledgeable, honest, effective and easy to talk to. Blue Water Credit made the daunting credit repair process painless and their customer service is top notch. A+ highly recommended.

Jason Kinkaid

I thought I knew how to monitor my own credit and keep it updated until I had Blue Water Credit go over my credit report with me. I was shocked to learn that over half of my credit report was erroneous. The staff at Blue Water Credit was amazing. I found the team at BWC was honest, ethical and upfront about what they could repair and could not repair on my credit report. I would definitley use them again in the future.

Greg Margetich

Outstanding consulting and guidance. Very thorough. Impeccable work. Extremely responsive. In the credit world you are guilty until proven innocent. And the process is onerous and frustrating. Thanks to Blue Water Credit for helping me clear up faulty information and eliminate errors. I think they were pleasant pests. My scores catapulted. Thank you Irina!! And thanks to Rachael. Cheers

Blue Water Credit

Location

Photos 30

Reviews 23

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