Category: | Credit Counseling Service |
Address: | 2336 N Damen Ave, Chicago, IL 60647, USA |
Phone: | +1 773-862-7700 |
Site: | mynationwidecredit.com |
Rating: | 4.9 |
Working: | 8AM–5PM 8AM–5PM 8AM–5PM 8AM–5PM 8AM–5PM Closed Closed |
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Shawn Potter
After being recommended by a realtor in prepping to buy a home, I was referred to Nationwide Credit Clearing and spoke with Carolyn via phone. She ran an initial backend review of my credit and told me what it would take to work on it. She is very knowledgeable and will spend time talking to you at length answering questions and giving you the information you need. Very helpful, very kind. After getting all my paperwork taken care of, everything moved very quickly. You are given a login to their site so that you can review the progress. The site is very minimal consisting of dates letters were sent, along with dates of items deleted. I was amazed that they were able to get EVERY item on my Trans Union report cleared up. I had about 20 items total. Experian and Equifax proved to be more of a challenge but I still had a large amount of items cleared. My score increased quickly and I was so excited. Now, here is where things get well, interesting. Fast-forward the initial $250 payment, and beyond the second $250 installment to the now $39.00 a month which is like a maintenance phase. The thing that I think needs to be talked about more is what happens when/if you have something NEW hit your credit. If you are like me, perhaps there are things lurking that you did not know were going to hit your credit. The problem with this is, where my credit score got higher with the removals, ONE new item knocked the score right back down where it was to start with! Here are the problems: it is harder to dispute newly placed items, and you have lost all that you paid for in removals, with new items that hit your report. Now, they cant know that something is going to hit your report, so that certainly is not their fault however, this needs to be discussed prior to payment. Now, as others have noted – there is no communication at all unless you call. Many times, I check their site and see no activity at all and wonder what is happening for the $39.00 a month, I am paying now. When I called to ask, I did not get an exact answer. I have called on several occasions to let THEM know something new has hit my credit and ask that they try to work on that. I feel like that is something they should be reviewing for and acting accordingly. This service would be this works best if you have things on your credit that need to be worked on, but not if you may possibly have other things that could be hitting it and knocking the score back down. It is also good that you monitor your credit while you work with the company as had I not been, I would have no way of knowing what new items were showing up, when my score dropped, etc. All in all, they removed a crap ton of stuff from my credit. They are indeed good. Its just good to know the adverse effect of new items hitting your credit and there should be some monthly review and update on all clients cases if you are charging them a monthly fee. I should not have to advise the credit repair company that I have something new on my credit. They should see it, and work on it and tell me!
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George Johnson
I want to think the whole crew at nationwide credit clearing for the outstanding job they did with my credit report. I was referred to Nationwide through my mortgage broker. I was trying to buy a house but did not realize that my score was too low. After contacting Nationwide Credit Clearing they did a free credit report and free consultation and went over my credit report with me. My score started out at 640 and within three short months I was above 720. I was able to get a much better interest rate on my new purchase. I talk to some other credit repair companies but they sounded like a used car sales men to me. The thing that I really liked about Nationwide Credit Clearing was that they were extremely professional and delivered what they had told me they were going to do. I highly recommend Nationwide Credit Clearing if you are in the need of getting your credit report fixed. Thank you very much for all your help I will be sure to refer anybody that I talk to that needs credit repair.
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Brock Willsey
I first heard of Nationwide Credit Clearing about 2-3 years ago. I was skeptical and put off using their services thinking that over time and through my own efforts things would improve. Unfortunately when it came time to apply for a home loan I was not approved and the realtor I was working with brought up Nationwide Credit Clearing once again. I finally gave it a shot and my credit has been improving drastically since starting the service. It has been one of the best investments Ive made. Not only has my credit improved far beyond anything I could have done on my own, but I get the peace of mind knowing there is a group of individuals monitoring my credit report monthly and advising me on ways to continue the improvements. If I could do it all over again I would have used this service way sooner. I highly recommend this service for anyone trying to improve, maintain and/or monitor their credit!
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william wilson
Nationwide Credit Clearing has been a major game changer for improving my credit standing and my credit score. Since initially signing with them, they repeatedly challenge the validity of any negative credit bureau listing until that information is either corrected or removed. Enabling my score to go up over 100 points in a relatively short period of time. Most notable in my experience, has been the diligence with which Sheree Rubens has maintained contact with the 3 different credit bureaus on my behalf in order to make that possible. Due to our roller coaster economy, many hard working Americans are experiencing credit problems. Thanks to Todd and Nationwide Credit Clearing, there is legitimate help available, allowing me to see that there was light at the end of the tunnel.
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Philip Birmingham
Todd and his team have been doing an excellent job for me and my wife. I would have recorded this as a 5 star review but I do wish the process was a bit faster but that is just my impatience coming to fruition. These guys have helped me take a bad credit situation, based on a terrible year or two of my life during the financial meltdown, and bring me back to a reasonable credit situation. For a company I have only worked with for one year I would say this is excellent service. Just be prepared to be patient. In the beginning things happen very quickly but as the low hanging fruit begins to dissipate the process slows down dramatically but still plows forward producing results. A job well done and worth the investment in yourself.
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J.M. Leonard
I have heard horror stories from people about this industry and one thing is certain - Todd Stearns and Nationwide Credit are the REAL DEAL! Extremely honest, ethical, knowledgeable and charge a very fair price for all the work they do. DO NOT trust any company that asks for a large upfront fee. Nationwide bills a reasonable amount each month for the valuable service they provide and become your long term trusted partner in repairing your credit with great advice, follow through and excellent customer service. This process can take years if done correctly! It is worth it. I urge you to use these folks and be weary of others as the waters in this industry and very shark infested.
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ES Zenitram
I worked with a representative name Carolyn Feldman, and she is amazing. She explained the process to me and said she would do everything she can to repair my credit. Two months later, many negative and derogatory items, as well as, inquiries have been removed from my credit report. I highly recommend Nationwide Credit Clearing to anyone who needs their credit repaired. They are a hundred time better than Lexington Law who I used at one time to repair my credit. They take forever to remove just a few items. And with Nationwide it took only a couple of months to remove many items. Very, very impressed! Thanks Nationwide and thank you Carolyn!
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Sarah Orullian
So far so good with these people.I was so impressed that a Mr Michael Stern called me personally on my phone, and for him it was a late hour because i am in California and he was back East. I also had a very good sense of reassurement with this company because on line you can see for yourself the progress of just where there at with your case, and it was quick. I was also greatly impressed with my agent Ms Marisol Luna, whose competence and knowledge gave me much comfort in knowing i am on a path of feeling good about myself and life again...Thanks Nationwide Credit Clearing...YOU RULE...
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Lukasz Kapolka
Hi everybody! Beware of all advertised sources who promising miracles with your credit---there is nobody that compares to Nationwide Credit Clearing. I am in car business, and I have seen all kinds of BAD credit. I was one of them. Nationwide Credit Clearing is the best! I have help so many of my customers by sending them to Nationwide Credit Clearing and they have come back to me to buy new cars. Remember nothing happens overnight, but with a little patience, Yours (just like mine) credit will be over 700 in no time!! I will keep referring as many customers as I can. Great JOB!!! Luke
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Jack Lehnen
My credit was in pretty sad shape and I was recommended to Ms Carolyn Feldman @ Nationwide Credit Clearing and in the short span of six months I now have "3 "Major Credit Cards , including American Express .. A time tested skeptic of just about everything . I am now going "Fist Lazurus , NOW THIS " ! Carolyn talked me through the whole process and we still keep in touch . Many thanks for her time and for the continued results . I realize , each case is different, but, if they can help ME, they can help anybody . She , and they have certainly earned my Five Star Review .
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Lorenzo Sanchez
I was in the market to purchase a home and needed a huge boost on my credit and some of my past history was preventing me from becoming a home owner until i was referred to Nationwide. The whole Nationwide team is awesome. They were there every time i needed them and they were very prompt with their responses. They were able to clear a lot of items from my credit report making it possible for me to obtain my home. Cannot thank them enough. i would recommend to anybody that needs credit repair. The process is very simple and quick. -Lorenzo
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mona plotsky
I was referred to Nationwide Credit Clearing through my mortgage broker. I had a low credit score and was unable to obtain a mortgage. I spoke with Todd at Nationwide credit he explain the credit repair program to me in detail and I signed up. Within 90 days my credit score shut up over 100 points allowing me to obtain a mortgage. I want to thank the staff at Nationwide Credit Clearing for helping me remove the negative information from all three credit reports. You are very affordable and easy to work with I will send all my friends.
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Jamie Trzeciak
I dont usually write reviews, but this company deserves it. They have done everything they said they would do. I was a little worried at first, hearing horror stories of other companies. But, my wife and were delighted. The complete staff was so friendly, professional, and knowledgeable, passionate about there goal to clean your credit. I would recommend Nationwide to anyone that is in need of there services. I could go on and on about how great they are, but I will keep it short. Just know, I am a complete fan. Jamie Trzeciak
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sam daoud
let me start by saying , it is wonderful to finally get hold of a credit repair and restoration agency that knows the ins and outs of the credit business.I have contracted them in the beginning of October 2016 and today is the 30 of November 2016 I have seen incredible improvement in my credit . the total of 73 items were cleared and still some to go. I spoke to Carolyn Feldman who did the initial evaluation and started the processes. I truly recommend her and I truly recommend Nationwide credit clearing.
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Mary Caruso
This was the absolute BEST experience I could have hoped for!!! Carolyn is AMAZING and her and her team repaired so many items so quickly! I shopped around for over a year to find a company that would actually perform the task of cleaning up my credit and for a reasonable fee and this company made it worth the wait!!!! There are many shady companies that claim to help you repair your credit, so buyer beware. If you want the best possible outcome and customer service, hire Nationwide Credit Clearing!!!!
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People that Cares
Best Company in the BUSINESS!!! I am a Fire Fighter I had a little divorce problems and credit issues. Carolyn Feldman informed me after looking at my status she will definitely help me. When I say they have went above and beyond with helping me in a little over 2 months over 55 negative reports disappeared. Now this company is setting me up to buy a house and a second chance at great credit. This is a awesome company and Carolyn Feldman is the BOMB.COM.NET.ORG LOL!!!!! Thank you Carolyn you are awesome