Category: | Health Insurance Agency |
Address: | 2525 N 12th St #390, Reading, PA 19605 |
Phone: | +1 888-460-1434 |
Site: | nboainc.com |
Rating: | 4.6 |
Working: | 9AM–7:45PM 9AM–7:45PM 9AM–7:45PM 9AM–7:45PM 9AM–7:45PM 10AM–4PM Closed |
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Melissa King
(I HAD to put 1 star in order to submit this review) ZERO STARS, or NEGATIVE stars would be best here. BEWARE!!!!!!!! This company uses a bait and switch approach which is incredibly unethical, especially in terms of family health insurance. I did get issued a full refund after nearly having to fight with a "director" of the company who stated he knew I was lied to, but wanted a chance to "redeem" himself. When I enrolled in a plan yesterday, I was told I was getting a Multiplan PPO in which my office visits would be covered as well as Rx coverage. My first concern was when they got on the phone to tell me that the monthly premium was going to be a little more than they originally quoted me 10 minutes prior. I let it slide. Within 5 minutes of hanging up and obtaining my insurance cards, etc-I realized that they sent me an entirely different plan through Pivot insurance which is a short term insurance plan and does not cover anything. It was NOTHING they told me I was getting. The lack of integrity alone is despicable, but this is entirely unethical! DO NOT DO BUSINESS WITH THEM!
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Agnes Whittle
Having had some negative experiences with selecting insurance coverage, I was disposed to be easily impressed. May agent/associate Hailey Frank was straightforward, patient, helpful and apparently quite knowledgeable. She was also able to accommodate my schedule. Questions I had about the options she found for me were readily answered and I did not sense any hesitation or reticence to address the hard questions I posed. My verifying specialist, Natalyn, did not hesitate to locate answers to my questions as I reviewed the specifications and authorizations. I could not give my experience a five-star rating because I just enrolled today and have not had opportunity to use the services for which I am paying. The proof is in the pudding is the adage but I am expecting excellent service from my policy.
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Alex Morrison
After I got off the phone with the broker, William Corchado, I thought I had a positive experience, and I was urged to make a positive review of the National Brokers of America on Google. Later when I called the insurance company that they paired me with, I learned that William Corchado completely falsified the information he said my plan was. He told me I had an insurance plan with Aetna and Cigna, and I absolutely did not have that. He said I would be covered by any hospital in the country. (Also, very untrue, I learned). They require a fee for their services, which is what the pay off is for them. Just beware of what they are telling you on the phone, and make sure you read the fine print that they send you, even though they are rushing you through to sign all the required documents.
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Monica Mishriki
SCAM SCAM SCAM!!!!! I was told that they could help me find an insurance plan. They sent me an email and all my information/plan was incorrect. I told the operator on the phone that all my information was wrong and he insisted that I needed to sign the document electronically and then I would be able to modify my information, however that was wrong. After I signed, they sent me a fake insurance card and already charged my credit card. After that, they gave me a very hard time refunding me my money back, claiming that it would take up to 4 weeks.
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Jere Mixson
I have been with out insurance since 2013. I was penalized this year with a 695.00 income tax penalty. I went on line and was contacted by a brokerage co. and was put in touch with Agent William Corchado. He was extremely knowledgeable and helpful in getting me a policy that met my needs and my budget. After he completed my enrollment I was then serviced by Mr. Terrell McDonald who completed the verification process. Both were very helpful, and could not have made this experience any easier.
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Debbie Gros
Awesome. The very first person I spoke to assured me I was going to be able to get a personal insurance policy for my husband and I. I had been on the phone for over 3-1/2 hours prior to calling with no success. My day was not good. When I finished I had spoken to 3 of the nicest and very appreciative people ever. Thank you so much for a successful phone call. You will never know how relieved both of us feel knowing we have our insurance taken care of. Thanks again.
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Lesley Jordan
Do not go with this service. They will lie and say anything to get you to sign up. I had an absolutely horrible experience. The salesman told me my plan would start right away and payments would be taken out on the 25th of every month. Instead the payments are staggered and my dental policy does not start for a whole year. They repeatedly told me that there was no waiting period. This was an outright lie. Whatever you do go with someone else.
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Fatima Garcia
Very pleasant speaking with Nisaa and Amber. Both were very personal. Both very informed. Nisaa worked to find me the most affordable plan, Explained all details, made sure I understood everything before completing the application. Amber securely validated all information and made sure I had all my documents. She too was very knowledgeable about the plan. Would most definitely recommend using them. Had no issues with anything
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Brittany Fields
SCAM!! Charged my account multiple times after policy was already cancelled!! When I called I got transferred around 5-6 different times EVERY TIME I CALLED and none of them really knew what the issue was. Whenever I ask to speak to manager I get hung up on!! Very unprofessional and just flat out SCAM not sure how they are even still open with all these reviews and such incompetent employees!! DO NOT GIVE THEM BANK INFORMATION!!!
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Jama Kirkland
The COBRA insurance network has a lot of health insurance options The representatives are super helpful and are not "pushy" or disrespectful. I travel a lot because my family is spread throughout the US and need I coverage that is affordable and will be accepted anywhere. With the help of two fantastic people, William and Sherry I found a plan that fits my needs. Thank you guys so very much for being professional and pleasant.
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Kathy Anastos
Big time scam I am starting to believe. We were promised a health insurance policy with certain provisions and when we receive the insurance paperwork and even called the health insurance company no such policy exits. We have called the brokerage several different times and they assured us that everything was fine, not to worry. The first time we try to use the coverage has been less than satisfactory - I will post a follow up.
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Maureen Bailey
FRAUD ALERT!! These guys are CROOKS!! Once they LIE and sell you a bogus policy there is NO getting them back on the phone!! ALL THESE GOOD REVIEWS ARE FROM THE AGENTS THEMSELVES, this is a scam!! William sold me a policy and GUARANTEED my insulin would not be over $30. They charged me $512! Now I do nothave insulin, since I had a waiting period!! Even said he checked with his supervisor. Now they refuse my calls!!
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Nessa Belphoebe
If I could give no stars I would. LIARS AND THEIVES. They (Quadell aka "call me anytime") claim they signed me up for "insurance". It is nothing but a discount card with A-1 insurance. My medication with their card would be $280. With the free discount card I found on an app on Google play store was $108. Do not deal with these people ever. I am filing a complaint with the BBB and my state insurance commission.
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Nancy Smith
Very simple process and catered to our needs. We had another carrier but it limited us to 3 doctor visits per year and that was not enough. Very happy I saw the ad on Facebook, although the $9.00 "lost leader" tag was not for health insurance but only prescription coverage, I am glad I decided to call. I am one who does not like to be called...I want to know who I am calling. Thank you.
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Sharon zacharias Louis
Extremely stupid fellows...dont even apply for a life insurance but applied for a health insurance.but they keep taking my money for both without informing me.so i lost about 220 dollar from my bank account.Dont trust them at all.When i tried to call them to cancell my policy they didnt even answer me in a right way.Plz dont business with them at all.They are frauds.
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Phillip Armstrong
I was sold a policy by Nessa and she was very pleasant. I was on a budget and wanted health coverage that would protect me from any worst case scenario. I wish i could have received the policy information before signing but i received all the paperwork immediately after and the coverage is what i needed. I would definitely recommend this agency if you need coverage.
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Shawn Turpen
I have been on a bit of a roller coaster ride but Albert is working very hard to help me understand what I purchased. I was very angry yesterday because the initial paperwork they send out is sparse and hard to understand. Albert talked to me today and wants me to call him back on Monday. I am regaining faith that I was not sold an inferior product.
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Lisa Bardwell
scammed also -000 stars me and my husband anthony ,fake insurance ,be very careful they scammed me and my husband, they are not real insurance they will lie to you and tell you your plan has prescription coverage there is none and play games when you find out , i have to call consumer affairs my dr does not even exccept this fake insurance
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wini ha
Odeny Fernandez was an awesome representative. He was very thorough and efficient with his information. He helped me out a great deal. He was great at explaining everything I needed to know to obtain a health insurance that was affordable and suitable for my family needs. I would definitely recommend this provider to my family & friends.
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David Kushner
My wife Irene Kushner signed with A1 healthcare and it was very easy and professional because of three people. The first was Haley who was very informative and nice then Odeny and Terrell helped with follow up questions. They put us at ease and made us confident that we were making the correct decision. David and Irene Kushner
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Rebeca Pena
I had a great experience today w agent but I gave to say that was pretty disappointing yesterday agent explained to me the dental benefits and coverages for crowns cleanings and orthodontics which was not included in the plan he was enrolling me. Today I added the dental plan for 66.95 once was explained to me .
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cohea jackson
I would like thank you guys from the bottom of my heart with your service today. my call in experience was excellent. my CSR rep Trell macdonald helped me out with all my insurance need. in addition; he notified me who my Agent was- Dan Pasqauallo. I look forward to continued business with your company.
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Korenee Walthour
I spoke to Lamar Stewart (Licensing Agent). He was extremely helpful and very knowledgeable. He was patient and answered all my questions. He is a great asset to your team. In addition, everyone else I spoke to had great customer service skills as well. What a pleasant experience! Kindly, KW
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Sydney Warren
very quick and efficient. The only thing I did not like is that I could not take time to decide if I wanted to enroll or not. Albert was very patient and explained the coverage plan numerous times and was very helpful. Now we wait to see if the coverage is as good as it was made out to be.
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Dena Grovner
I had the pleasure of speaking with two very informative and pleasant agents; Quadell was such a pleasant young man and answered all questions I had and then I spoke with Tiffany and my day became so much brighter. I will definitely recommend them to anyone I know looking for coverage.
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Chris Blickley
These folks really helped me through the convoluted process of procuring health for my family. Finding the right health insurance can be a daunting task; with the help of the people at NBOA, I feel confident that I got the best possible plan at the best possible price. Thank you!
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Lillian Collins
I had a wonderful experience with sherry and Tiffany. They were very professional and helpful. I look forward to working with this company as a customer for many years to come. It is a pleasure to have experienced workers with the patience and kindness of these two ladies!
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Rolando Rivas
On August 18 2017 my husband called to get a quote for medical and dental insurance for us. He spoke with Daniel P. He was very informative and extremely helpful. He was able to find us a great plan that fit easily into our budget. We would happily refer friends and family.
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Nickole Knapp
They seriously helped me tremendously with finding affordable health insurance for my family at three. I got treated like a friend and family not a customer. Everyone I spoke to treated me and listened to me as though i was part of their family. Highly recommended them !
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Amanda Hamm
I really appreciate Albert Groff answering ALL my questions.. I have been on the phone all day getting quotes from my current insurance provider and several other providers. He was the lowest price with the best coverage for my family... thank you . Thank you. Thank you.